How Employee Home Advantage Works

Employee Home Advantage (EHA) is an employer-sponsored homeownership benefit that converts long-term employment into long-term stability—without turning employers into lenders, brokers, or housing operators.

The EHA Opportunity

EHA provides a structured, compliance-safe pathway that helps employees move toward homeownership while delivering measurable retention and workforce stability for employers.

The EHA Opportunity
Invest in Employee Home Advantage

The EHA Model at a Glance

Employee Home Advantage aligns employees, employers, investors, and housing partners around a single outcome: longer tenure through sustainable homeownership.

  • Employees gain a clear, supported path toward buying a home

  • Employers reduce housing-driven turnover without balance-sheet risk

  • Partners access high-intent, vetted clients

  • Investors participate in a scalable, capital-light platform

How the EHA Program Works

  1. Employer Sponsorship
    • Employers offer EHA as a voluntary workforce benefit.
  2. Employee Enrollment & Participation
    • Employees opt in, remain in good standing, and progress through defined eligibility milestones.
  3. Eligibility for Employer-Sponsored Assistance
      After meeting tenure and participation requirements, employees become eligible for employer-funded down payment assistance.
  4. Off-Platform Home Purchase
      Employees purchase homes using licensed, independent housing professionals.
      EHA does not lend, underwrite, or transact real estate.
  5. Forgiveness Through Continued Employment
      Employer assistance is forgiven over time as employees remain with the company—directly aligning housing support with retention.

EHA transforms employment longevity into housing security without introducing regulatory, financial, or operational complexity.

EHA Works for Employees

A Clear Path to Homeownership—Not a Sales Pitch

EHA removes uncertainty from one of life’s most complex financial decisions by providing structure, transparency, and professional guidance.

  • Voluntary participation
  • Transparent eligibility milestones
  • Licensed, vetted housing professionals
  • No obligation to purchase

EHA rewards commitment with stability.

EHA Works for Employers

A Retention Tool Built for Today’s Workforce Reality

Housing instability is now a leading driver of employee turnover. EHA allows employers to address this risk without increasing wages, expanding HR complexity, or assuming financial exposure.

  • No lending or real estate ownership
  • No regulatory licensing risk
  • No balance-sheet debt
  • Integrates with existing benefits

The result is improved retention, recruiting differentiation, and workforce stability.

EHA Works for Investors

A Capital-Light Platform Built to Scale

Employee Home Advantage monetizes workforce demand for housing while avoiding regulated financial activity.

  • B2B employer acquisition model
  • Revenue through sponsorships and partner participation
  • Scales by employer count, not employee headcount
  • Geography-agnostic
  • Multiple strategic acquisition pathways

EHA converts workforce instability into a durable enterprise platform.

EHA Works for Partners

A High-Intent Client Channel Without Lead Noise

EHA connects licensed housing professionals with employees who are prepared, supported, and motivated to buy.

  • Vetted participation
  • Compliance-safe referrals
  • No loss of professional autonomy
  • Consistent, high-quality client flow

Partners engage clients when readiness meets stability.

Why EHA Exists

When employees stay, communities stabilize.
When communities stabilize, employers win.

Employee Home Advantage is building the infrastructure that makes homeownership a standard employee benefit.