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A retention benefit your workforce will stay for

Employee Home Advantage gives you a powerful, turnkey tool to reduce turnover — without becoming a lender, hiring new staff, or taking on any financial risk.

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Homeowners stay longer — everywhere

Homeownership creates geographic and financial commitment that no signing bonus or wage increase can replicate.

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EHA runs the program — not your HR team

Zero new administrative burden. We handle enrollment, coordination, and partner management entirely.

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No regulatory exposure — ever

All real estate and mortgage activity happens off-platform through licensed professionals. You sponsor. We manage.

Turnover is more expensive than you think

Most employers significantly underestimate what each departing employee actually costs — and housing instability is one of the leading reasons they leave.

50–200%

Of annual salary to replace one employee

Recruiting, onboarding, training, and lost productivity add up fast — especially for skilled or hourly workers.

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Reason employees consider leaving

Housing cost and commute burden now rank among the top drivers of voluntary turnover in hourly and mid-income workforces.

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Existing employer-ready housing solutions

No national platform currently offers employers a compliant, turnkey homeownership benefit at scale. Until EHA.

Traditional retention tools — wage increases, signing bonuses, tuition reimbursement — are short-lived, inflationary, or underutilized. EHA offers something different: a benefit with long-term emotional and financial weight that employees actively work to keep.

See the ROI →

How EHA plugs into your existing benefits package

01

You enroll as an EHA employer

A brief onboarding conversation walks through fit, cost structure, and implementation for your workforce.

20-minute call
02

EHA sets up the program structure

We build the framework, compliance guardrails, and partner network for your workforce. Your HR team introduces the benefit — nothing more.

Zero HR burden
03

Employees opt in voluntarily

Participation is 100% optional. Employees who enroll work through the 36-month retention program at their own pace.

Voluntary enrollment
04

Eligible employees purchase homes

Within the 36-month program, eligible employees may access optional employer-funded down payment assistance of 3.5%–5% — applied through licensed, independent housing professionals.

3.5%–5% optional assistance
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No repayment after 3 years of continued employment

Assistance is forgiven as employees continue their tenure — creating a powerful, ongoing reason to stay.

Retention built in

What employers are actually responsible for

Less than you'd expect. EHA is built to keep your administrative footprint at zero.

Introduce the benefit to employees
Optionally fund down payment assistance for eligible employees (employer-funded)
Zero setup or annual sponsorship cost
Manage the program internally
Hire additional HR staff
Obtain lending or real estate licenses
Carry balance-sheet risk

EHA is deployed and enrolling employers now. The partner network is live, and the broker channel is active across the Southeast.

What the program actually costs

EHA operates on a transparent, predictable model. No hidden fees, no ongoing HR complexity.

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Employer Setup & Subscription

It's not free to run the program, but EHA charges the employer nothing for its services. No setup fee, no annual subscription, no per-employee admin charge. EHA covers program access, administration, and partner network integration.

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Optional Down Payment Assistance

3.5%–5%

Employer-funded, per eligible employee, optional. Only triggered when an employee qualifies within the 36-month program — no upfront capital commitment.

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Retention Program Length

36 months

EHA operates as a full 36-month retention program. No repayment required after 3 years of continued employment — fully earned through tenure. Early departures may trigger partial recapture.

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Zero Regulatory Exposure

EHA is not a lender, broker, or regulated financial institution. Employers sponsor — they don't originate, underwrite, or transact.

What employers ask before signing on

Does this make us a lender or financial institution?

No. EHA is structured specifically so employers remain sponsors — not lenders, brokers, or housing operators. All regulated activity happens through licensed third parties. EHA provides the program architecture and compliance-safe framework.

What if an employee leaves before completing the 36-month program?

The down payment assistance is secured at purchase. No repayment is required after 3 years of continued employment — at that point it is fully earned through tenure. If an employee departs before 3 years, unearned assistance may be recaptured per the program agreement — protecting the employer's investment.

How many employees need to participate for this to be worth it?

Even modest participation rates generate meaningful ROI when measured against your current recruiting and training costs. The program is designed to scale — from 25-person shops to multi-state enterprises with thousands of employees.

How long does implementation take?

Onboarding is designed to be rapid and low-friction. After the initial walkthrough, EHA handles program setup. Your team's involvement is minimal — primarily announcing the benefit to employees.

Does this work across multiple states?

Yes. EHA is geography-agnostic by design. There are no state-specific licensing constraints on the employer side. Partner professionals in each market handle local compliance.

What industries is EHA best suited for?

EHA is purpose-built for large, distributed workforces — manufacturing, logistics, warehousing, healthcare systems, utilities, and skilled trades. Essentially any employer with significant hourly or mid-income workforce turnover pressure.

Let's find out if EHA is the right fit for your workforce

Schedule a 20-minute walkthrough. We'll cover program fit, cost structure, and what implementation looks like for your organization.

20-minute walkthrough with the EHA team
We'll assess fit for your workforce size and industry
Walk through full program cost and structure
Response within one business day

A member of the EHA team will reach out within one business day.